Just traced an old RoyalMail SPS DB Pension

Fermion

Silvertabby said:

I wonder if the fact that you were over 75 had something to do with it?  Most schemes do pay out to over 75s, but some odd rules applied when your record was deferred over 30 years ago.

Back in my early LGPS days we would occasionally do a sweep of old deferred (and frozen refunds) records for those approaching 75, and try to trace them.  I seem to remember my then boss saying that if we couldn't make payment by age 75, then that would be the end of it.

I did wonder if that was the case - I've seem a number of references saying that most DB scheme benefits must be taken by age 75, although originally I thought this was related to the Lifetime Allowance