NHS Pension after Nominal Pension Age

dude101_guy

Hello 

I had a question about NHS pensions. 

I am 70 and have already reached NPA (nominal pension age). In addition, I am leaving my current post at the NHS in August. I am uncertain if I will continue to work in an NHS position at this point.

I have been employed at the NHS for around 10 months.

 

I have been told I am unable transfer my NHS Pension since I have already reached NPA: neither able to transfer out the pension into my bank account nor transfer it to another provider.

 

I would like to be able to access the pension that I have worked for over the past year or so.

 

If anyone can please advise as to how I can access the funds in pension it would be most appreciated.

 

Best regards

Wayne

Silvertabby

Both the LGPS and NHS regs say that you need 2 years vesting period to qualify for actual pension rights but, if you leave with  less than 2 years service, then the usual options of a transfer out or a refund of your contributions aren't possible if you are over NPA.  

The way we used to get round this in the LGPS would be to add non aggregated/non pensionable service to the  record, then pay  pension benefits based on the actual service.  Would suggest that you ask NHS pensions if they also use this work round.