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12year old debt, resolve call
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crazycatlady1985
Posts: 2 Newbie

Hi yesterday i had somebody doorstep me from resolve call, for a debt from 2012, ive had no contact with anybody reguardng debt, sp letters, calls until yesterday, its an old shop direct debt, ive never recieved a ccj as it never cam eup on credit report
Last payment made towards debt wouldve been early 2013 jan/feb
Are they allowed to show up at my home, shluld i just ignore them
Last payment made towards debt wouldve been early 2013 jan/feb
Are they allowed to show up at my home, shluld i just ignore them
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Comments
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Yes they can knock at your door just as salespeople charities etc. can.
But you just ignore them and they will go away.If you go down to the woods today you better not go alone.1 -
This debt should be statute barred if you last paid in 2013 as lo g as you've not acknowledged in writing in the last 6 years. A number of debt firms have bought a lot of antique debt and are trying their luck at the moment.If you've have not made a mistake, you've made nothing1
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At some point whoever owns this debt may write to you, if they do, respond with the statute barred letter.
Anyone is allowed to do anything as long as its legal, Resolvecall are just a 3rd party collection company engaged to make contact with you, should they call again, tell them you won`t deal with them at the door and to leave immediately, no point going into detail with them.
Its important to realise they have zero power to do anything, and you don`t have to speak to them.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2 -
Have you moved address since 2013?0
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No at same address, thank you all for your advice0
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One other thing you can do, although its a pet hate of mine to see a plethora of mobile phone cameras pointed at something, however, filming these Resolvecall people, and making a point of doing so, also hastens their retreat.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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