Pickle of note!

Saslove

Once again thank you everyone.
i seem to be thinking about this all wrong - im going to cancel the financial advisor and focus on the debt instead for now. 

My husband gets a small pension of 378 per month.  He’s 61 and battles with mental health and other illnesses. He did have a small income from a part time role but he was unable to keep up with the demands of it and left a few months ago.  He (and I) would love for him to get to a place where he could manage a part time job again but it is not possible at the moment.
He pays for things like the pet insurance, his contact lenses and medical expenses (hospital car parking etc).  I will do an updated SOE to reflect his bits.

With cars, I have one through a lease scheme at work which is I use to commute and is our main family car.  We also have a small inexpensive runaround car which my husband uses to get to appointments and to ferry the kids if I’m at work.  We live in a rural location with no public transport. 

Thank you for your advice on the loan and the mortgage both being with Nationwide.  That sounds reassuring and hopefully just an automated process.

thank you for listening 

RAS

I'd suggest that hubbie pays for all of the costs associated with his car.