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Heavily indebted doofus - do I default?
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Just to note, Wescott and Moorcroft are mainly debt managers, not debt purchasers, so you may want to re-check any correspondence from them to ascertain what capacity they are actually acting in.
If they have bought the debt, they will tell you so, if they are simply managing it, they will refer to "their client".
As long as the default is registered its academic really.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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