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Will I ever get it?
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EclecticSquirrel
Posts: 2 Newbie
Many moons ago I was a DFW and did really well for a while but then life drastically changed but I find myself here again but in very different circumstances.
I am in my fifties, happily single with a variety of pets. My debt isn't huge (about £2300) but I am unable to work so finances are limited. I do get frustrated with myself as seem to be incapable of paying stuff off and need to get back into the zone for my own sanity! I have also discovered that you can suffer from "financial trauma" which may, in part, explain why money is so destructive for me.
Having a diary here helped last time so here I am. Looking forward to getting to know people along the way.
I am in my fifties, happily single with a variety of pets. My debt isn't huge (about £2300) but I am unable to work so finances are limited. I do get frustrated with myself as seem to be incapable of paying stuff off and need to get back into the zone for my own sanity! I have also discovered that you can suffer from "financial trauma" which may, in part, explain why money is so destructive for me.
Having a diary here helped last time so here I am. Looking forward to getting to know people along the way.
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Comments
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When life changes it's always a good time to reflect and see what additional changes we can make in our lives.
Best of luck on your journey!!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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2Brie said:Brie said:When life changes it's always a good time to reflect and see what additional changes we can make in our lives.
Best of luck on your journey!!
I agree. It takes a while to get to a mentally doable stage and pleased that I have reached that stage at least 😁When life changes it's always a good time to reflect and see what additional changes we can make in our lives.
Best of luck on your journey!!0 -
Well done for coming back. Maybe start with a SOA so you can see what's coming in and going out.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Wishing you success. Are you a homeowner or do rent? How do you receive your income? Maybe a SOA would also encourage others to offer useful suggestions.Saving To Keep Ahead Of The Game — MoneySavingExpert Forum
December 2025 Target for Annual Bills and Travel Account 2026 £9000. Current Total £4500.0
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