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Home Responsibilities Payment 78-2000 Deceased person

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  • Flugelhorn
    Flugelhorn Posts: 7,354 Forumite
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    I do know she wasn't getting max amount of pension if that helps?
    when she got her pension estimates etc there would have been some indication on her NI record as how many years she paid NI for. Not getting the full amount can  be for all sorts of reasons. I retired at 61 so don't get the full amount now I get my SP, also I was opted out for some years and I think that has an effect 
  • Flugelhorn
    Flugelhorn Posts: 7,354 Forumite
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    the gov site says "

    If you reached State Pension age on or after 6 April 2010

    Any HRP you had for full tax years before 6 April 2010 was automatically converted into National Insurance credits, if you needed them, up to a maximum of 22 qualifying years."

    People got HRP if they were paid child benefit so if she got child benefit then there would have been HRP 

  • Silvertabby
    Silvertabby Posts: 10,170 Forumite
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    But if her pension was substantially lower than the new single tier rate - ie, around £100 per week, then is it possible that your mum opted to pay the married woman's stamp (reduced NI) if she married before April 1977?  If so, then she wouldn't have benefitted from HRP until/unless she opted back in to full rate NI.

    Without further information, we are just guessing.  But note what Molerat said - as your mum sadly died shortly after reaching State pension age, any arrears would be minimal and unlikely to be worth  your stressing over. 
  • Lostonearth
    Lostonearth Posts: 6 Newbie
    First Post
    Marcon said:
    Marcon said:
    I have just read that you can claim/look into the possibility of missing HRP I am the daughter born in 78 of a Mother who passed away in 2023. 

    For the life of me I cannot find any information on how to get this sorted on her behalf, even on the Gov.uk website /HMRC it just says to apply online, but I can't as I don't have her gateway infomation, obviously, so what do I do? All I have is her NI number, death certificate, birth certificate, previous addresses etc and so on.
    Do you have any reason to think your mother qualified for HRP but wasn't credited with the appropriate NI?
    I have no idea, which is why I want to check? 
    With all due respect, the resources simply aren't there to carry out checks on a 'just in case' basis for everyone, whatever you might have read. You need to look at this realistically: your mother died shortly after her state pension came into payment, so even if it was calculated on an incorrect basis (and you've admitted you've no reason for believing it was), any top up would be absolutely tiny because it would only cover the very short time she was receiving her state pension.
    I'm not talking about a top up I'm taking about the news that some women were underpaid around £7000 pounds due to the HRP ? That was also reported that if said person was owed the money, their next of kin etc could claim it on their behalf as it will be paid to families. I was simply asking how to do that because the HMRC and Gov.uk sites both say to apply online, but I can't do that because I'm not my mother and I don't know her gateway login which afaik is the only way to apply online? 
  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 17,691 Forumite
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    Marcon said:
    Marcon said:
    I have just read that you can claim/look into the possibility of missing HRP I am the daughter born in 78 of a Mother who passed away in 2023. 

    For the life of me I cannot find any information on how to get this sorted on her behalf, even on the Gov.uk website /HMRC it just says to apply online, but I can't as I don't have her gateway infomation, obviously, so what do I do? All I have is her NI number, death certificate, birth certificate, previous addresses etc and so on.
    Do you have any reason to think your mother qualified for HRP but wasn't credited with the appropriate NI?
    I have no idea, which is why I want to check? 
    With all due respect, the resources simply aren't there to carry out checks on a 'just in case' basis for everyone, whatever you might have read. You need to look at this realistically: your mother died shortly after her state pension came into payment, so even if it was calculated on an incorrect basis (and you've admitted you've no reason for believing it was), any top up would be absolutely tiny because it would only cover the very short time she was receiving her state pension.
    I'm not talking about a top up I'm taking about the news that some women were underpaid around £7000 pounds due to the HRP ? That was also reported that if said person was owed the money, their next of kin etc could claim it on their behalf as it will be paid to families. I was simply asking how to do that because the HMRC and Gov.uk sites both say to apply online, but I can't do that because I'm not my mother and I don't know her gateway login which afaik is the only way to apply online? 
    You seem to be completely ignoring your own previous comment,

    she was 66 when she died not long after getting her state pension in fact.
  • Marcon
    Marcon Posts: 14,577 Forumite
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    Marcon said:
    Marcon said:
    I have just read that you can claim/look into the possibility of missing HRP I am the daughter born in 78 of a Mother who passed away in 2023. 

    For the life of me I cannot find any information on how to get this sorted on her behalf, even on the Gov.uk website /HMRC it just says to apply online, but I can't as I don't have her gateway infomation, obviously, so what do I do? All I have is her NI number, death certificate, birth certificate, previous addresses etc and so on.
    Do you have any reason to think your mother qualified for HRP but wasn't credited with the appropriate NI?
    I have no idea, which is why I want to check? 
    With all due respect, the resources simply aren't there to carry out checks on a 'just in case' basis for everyone, whatever you might have read. You need to look at this realistically: your mother died shortly after her state pension came into payment, so even if it was calculated on an incorrect basis (and you've admitted you've no reason for believing it was), any top up would be absolutely tiny because it would only cover the very short time she was receiving her state pension.
    I'm not talking about a top up I'm taking about the news that some women were underpaid around £7000 pounds due to the HRP ? That was also reported that if said person was owed the money, their next of kin etc could claim it on their behalf as it will be paid to families. I was simply asking how to do that because the HMRC and Gov.uk sites both say to apply online, but I can't do that because I'm not my mother and I don't know her gateway login which afaik is the only way to apply online? 
    A top up is exactly what you're talking about. Your mother had been drawing her state pension for less than a year at the time of her death (shockingly early at the age of only 66). Even if she was underpaid for the few months in which she drew her state pension, you aren't going to get the bumper payout you have been led to believe by sensationalist articles.
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • molerat
    molerat Posts: 34,661 Forumite
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    For the 22-23 tax year a full state pension was £9628 so how much do you realistically think she could be owed ?  How much was she receiving per week ?  Just because she was not receiving the full new pension does not necessarily mean she was short changed, I do not get the full amount and am receiving what I am entitled to.  Our first child was born in 1977 and MrsM received full recognition for her child benefit years but without topping up would not have received the full pension. You seem to have been taken in by the click bait red top press stories of big payouts.
  • QrizB
    QrizB Posts: 18,501 Forumite
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    @Lostonearth if you can share some figures for how much state pension your mother was receiving, we might be able to help.
    Amongst all the paperwork you hold, do you have any of the notifications from the government telling her how much pension she would be paid and how it had been calculated?
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