We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Affordability complaints?
Redfoo1900
Posts: 28 Forumite
Hi,
I look out a loan with lendable a few months back due to gambling issues (basically blew a lot of money and needed to cover the loss). I have a couple of creditors with arrangements to pay at the moment on my credit file and was wondering if it is worth raising a complaint about this with the lender?
I look out a loan with lendable a few months back due to gambling issues (basically blew a lot of money and needed to cover the loss). I have a couple of creditors with arrangements to pay at the moment on my credit file and was wondering if it is worth raising a complaint about this with the lender?
0
Comments
-
Sorry, its not clear from your post, a complaint about what, the "AP" markers or an affordability complaint?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
-
Sorry about making an affordability complaint against lendable, as I shouldn’t have been given it as I cannot afford it and already have AP on my credit file with other lenders0
-
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
-
I've made a few based in Debt Camel's advice. It's quite common, maybe even normal, for creditors to reject the initial complaint. If they do then just escalate it to the FOS
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 243K Work, Benefits & Business
- 619.9K Mortgages, Homes & Bills
- 176.4K Life & Family
- 255.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards