How to make NI contributions towards state pension while on low income?

lastminuteinvestor123

Hi. Does anyone know if it's possible to make NI contributions (towards state pension) when you are employed but on an income lower than the tax allowance? I'm not eligible for any benefits. Thanks

Dazed_and_C0nfused

lastminuteinvestor123 said:

Hi. Does anyone know if it's possible to make NI contributions (towards state pension) when you are employed but on an income lower than the tax allowance? I'm not eligible for any benefits. Thanks

Are you sure that is necessary?

You don't have to pay NI to gain a qualifying year.  Earning £125/week is the key thing in the current tax year.

It was £123/week in the previous 2 or 3 years.

Have you checked your Personal Tax Account to see what your NI record shows?  And your State Pension forecast (important to read that in full).

Marcon

lastminuteinvestor123 said:

Hi. Does anyone know if it's possible to make NI contributions (towards state pension) when you are employed but on an income lower than the tax allowance? I'm not eligible for any benefits. Thanks

Yes. See https://www.gov.uk/voluntary-national-insurance-contributions (but check first that you actually need to pay them).