More troubles with Cabot

System

This discussion was created from comments split from: Cabot - wanting more!.

Louthom

I'm in a similar situation with Cabot. I've been paying my agreed amount for over 6 years but they're now constantly writing and calling for a review. I am managing with what I'm paying and on paper, my circumstances look improved, although my future finances are currently uncertain so it scares me that they may demand more & so I'm avoiding them. The latest letter states that they'll send a representative to my home because I haven't responded. There was no CCA because I agreed the amount before any court action.

Grumpelstiltskin

Louthom said:

I'm in a similar situation with Cabot. I've been paying my agreed amount for over 6 years but they're now constantly writing and calling for a review. I am managing with what I'm paying and on paper, my circumstances look improved, although my future finances are currently uncertain so it scares me that they may demand more & so I'm avoiding them. The latest letter states that they'll send a representative to my home because I haven't responded. There was no CCA because I agreed the amount before any court action.

OK More  details please, how much is outstanding o the debt? What is it, credit card, loan? Do you have any more debts, why do you say there  was no CCA?

sourcrates

Just email them and say nothing has changed, very easy to do, it will stop them sending their "representative" and keep them quiet.

Quote: "There was no CCA because I agreed the amount before any court action"

What do you mean by this, as it makes no sense?

ManyWays

There was no CCA
What we want to know is, have you ever asked for the Consumer Credit Act agreement? Or not? 
It may be you meant There is no CCJ ?