Would DMP be the best option?

foxgloves

Re groceries. We budget £350 per month for 2 of us & 2 cats. This also includes cleaning products, loo roll, etc. We meal plan, shop to a list & cook from scratch. It's perfectly doable with good planning. We eat well with plenty of variety. 
F

Smudgeismydog

Agree with enthusiasticsaver, the rent stands out as it represents such a large proportion of your salaries. It will make it difficult to make meaningful savings by cutting other things back, when so much money goes on rent each month.

Is your partner able to boost her income? Perhaps take on a second job?

device1355

We are looking in to budgeting for groceries and pet for about £350/month.

My partner is also looking in to boosting her income so hopefully we will be able to save more until my credit cards and loans default.

Thank you all for advice regarding budgeting.