HELP !

molerat

So you have 35 years to 2015-16 and 2 4 years post (and the following is assuming you have no contributions beyond that shown).  As you already have the max useable pre 2016 years filling that 14-15 gap would have no effect on your pension amount irrespective of your contracted out status although to be in this position you obviously were with a COPE amount of at least £22.66 £31.56.  Assuming £209.89 is your 2025-26 rate you are 4 year short of the max with only 2 available, 3 would take you to £229.63 with he 4th adding the final 62p so not really worth buying. Buying those 2 would take you to £223.05. As you are past pension age you need to contact The Pension Service who will send you a written response, that is the only way this can be resolved as it is a purely manual calculation. You are still in time to fill any those 2 gaps 2019-20 onwards until at least April 2028 but it will take up to a year to see any increase in your pension.  If you registered for a call back then that would improve the situation slightly as that would open up any years back to 2018-19 as well, taking you to £229.63,  and the cost would be at the cheaper 2024-25 rates, it would still be a manual in the post response though.

edited my original post