Which Broker for 1-Year Fix?

AmityNeon

MSE’s comparison tool shows a broker-only repayment remortgage deal from Halifax that’s categorised as ‘1 YEAR’ and ‘FiXED’ (ending 31 Dec 2026), but Mojo—apparently a whole-of-market broker—cannot see it. Does this mean the deal is only accessible via specific brokers?

amnblog

It means whomever you dealt with did not know what they were doing.

Halifax have a range of Broker facing re-mortgage products with terms ending 31/12/2026 and rates from 4.08%.

AmityNeon

Thank you. Can existing customers also take advantage of remortgage deals (subject to affordability/valuation), or only product switches?

amnblog

Existing customers each have individual offerings for product switches (which do not include rates to 31/12/2026). They cannot use re-mortgage rates.

Any Halifax borrower with a mortgage balance over £150,000 is likely to benefit by talking to a Broker about their product switch.