Demand letter for £2159 Simple Tax Assessment 2022-2023 and 2023–2024

Chris56000

. . .The 60% IS the protection policy payments and I have no other income apart from ESA and UC!

eskbanker

Chris56000 said:

. . .The 60% IS the protection policy payments and I have no other income apart from ESA and UC!

That doesn't address the majority of the questions being asked though, which were intended to tease out how much taxable income you have in total, as HMRC evidently consider that more of your income is taxable than you do.

Chris56000

. . .My total income is £922.76 from my Employer's Health Insurance, two monthly payments of £276.40 ESA and one monthly U.C. of £376.40 and that's the lot! How much of this is taxable?

. . .The D.W.P. have confirmed, both in my Monthly U.C. Payment Statement and in my ESA Review Claim Letter that they have taken all my Income into account, including the Insurer Payments, so at least I won't be getting in any trouble from THAT direction!

Dazed_and_C0nfused

Chris56000 said:

. . .My total income is £922.76 from my Employer's Health Insurance, two monthly payments of £276.40 ESA and one monthly U.C. of £376.40 and that's the lot! How much of this is taxable?

. . .The D.W.P. have confirmed, both in my Monthly U.C. Payment Statement and in my ESA Review Claim Letter that they have taken all my Income into account, including the Insurer Payments, so at least I won't be getting in any trouble from THAT direction!

Universal Credit is not a taxable benefit so you can ignore that.

You should get a P60 (or equivalent document) from DWP detailing how much taxable ESA is being paid each year.

Your taxable income is >£18K/year so there will be tax due on that.  Figures will be slight different each tax year but I suspect the Simple Assessment amounts are likely to be correct.

And you can expect another Simple Assessment bill for 2024-25 in due course.  But that's isn't payable until next January.

redpete

Chris56000 said:

. . .All my payslips are electronic format only and I have not been allowed to enter my employer's building to access them  since I was sent home on 26 May 2021!

The employer has a legal obligation to give you payslips, they can decide if this is on paper or online. If you are not able to get onsite to access them online then I think it is reasonable to insist that they make them available by some other means. (Are you sure there isn't a way you can access them online over the internet?)

Chris56000

. . .Only from the Authorised Laptops we are issued with at our Work Benches, and I haven't been allowed to enter my Employer's Building since 26/05/2021 – at the time I was sent home we originally had Dell Desktop PCs but my friend I live with has informed me the Employer has now replaced them with Laptops but it makes no difference – I'm still NOT allowed in the building, and no idea when I will be!

. . . Occupational Health are supposed to be obtaining a Medical Report for me, which I've requested to be sent to me for examination before accepting it, but there's still no sign of it several months after I submitted my completed Consent Form to H.R.!

. . .My friend says he can see 'em making us all redundant before long in which case I can use the redundancy money towards H.M.R.C's lousy demand!

Chris56000

. . . April's Payment from my Employer was £703.60 and H.M.R.C. says (according to their silly app!) I've paid about £203 in tax on this, so presumably all my future Employers' payments will be this lower figure, and I've not received any U.C. at all for April (normally paid on the 25th of the month!) – the D.W.P. haven't said why yet!

sheramber

Dazed_and_C0nfused said:

sheramber said:

Dazed_and_C0nfused said:

Chris56000 said:

. . .They've changed it from "1257L" to "BR" starting 1 April this year!

That might be a step too far though.  If you are receiving £7-8k/year in taxable ESA then you will have some unused Personal Allowance available for your reduced pay.

Assuming the BR code is being used for your employment.

Have they coded in some underpayment?

Possibly but a BR code would only be applied to a second source so it would be some coincidence if the available allowance were exactly used in full by the ESA and an underpayment.

Hopefully the op will have a look at their Personal Tax Account to get a better idea of what is happening.

EST income 24/25

esa   7186

 employment. 11604

minus 12570

      Est u/p   6620 @ 20%

25/26 PA 12570

less esa 7186

balance of allowances 5384

est u/p is more than balance of allowances available 25/26.

thus possibly BR code. 

Dazed_and_C0nfused

sheramber said:

Dazed_and_C0nfused said:

sheramber said:

Dazed_and_C0nfused said:

Chris56000 said:

. . .They've changed it from "1257L" to "BR" starting 1 April this year!

That might be a step too far though.  If you are receiving £7-8k/year in taxable ESA then you will have some unused Personal Allowance available for your reduced pay.

Assuming the BR code is being used for your employment.

Have they coded in some underpayment?

Possibly but a BR code would only be applied to a second source so it would be some coincidence if the available allowance were exactly used in full by the ESA and an underpayment.

Hopefully the op will have a look at their Personal Tax Account to get a better idea of what is happening.

EST income 24/25

esa   7186

 employment. 11604

minus 12570

      Est u/p   6620 @ 20%

25/26 PA 12570

less esa 7186

balance of allowances 5384

est u/p is more than balance of allowances available 25/26.

thus possibly BR code. 

I see where you are coming from but that would be a K code.

Or, if the underpayment was equal to the balance of allowances, code 0T, not BR.

sheramber

Dazed_and_C0nfused said:

sheramber said:

Dazed_and_C0nfused said:

sheramber said:

Dazed_and_C0nfused said:

Chris56000 said:

. . .They've changed it from "1257L" to "BR" starting 1 April this year!

That might be a step too far though.  If you are receiving £7-8k/year in taxable ESA then you will have some unused Personal Allowance available for your reduced pay.

Assuming the BR code is being used for your employment.

Have they coded in some underpayment?

Possibly but a BR code would only be applied to a second source so it would be some coincidence if the available allowance were exactly used in full by the ESA and an underpayment.

Hopefully the op will have a look at their Personal Tax Account to get a better idea of what is happening.

EST income 24/25

esa   7186

 employment. 11604

minus 12570

      Est u/p   6620 @ 20%

25/26 PA 12570

less esa 7186

balance of allowances 5384

est u/p is more than balance of allowances available 25/26.

thus possibly BR code. 

I see where you are coming from but that would be a K code.

Or, if the underpayment was equal to the balance of allowances, code 0T, not BR.

When ch would be the same result. 

Only HMRC know the reason it is BR.

I was just pointing out that the underpayment hold be large enough to use all the balance of available personal allowances , coincidence or not.