DC Pension: married with no kids.

westv

MEM62 said:

BENNZ787 said:

A lot of comments I see on DC pensions seem to have kids and inheritance in mind. I have work colleagues who wish to leave as much of the pot intact to pass on.
Without kids is there a different way of looking at it or is the 3-4% SWR still the way to go?
Thanks in advance. 

What "the 3-4% SWR" are you referring to?  There is no universal, catch-all SWR.  It is dictated according to your personal circumstances.  

Aren't you being a little nit picking there?

MEM62

westv said:

MEM62 said:

BENNZ787 said:

A lot of comments I see on DC pensions seem to have kids and inheritance in mind. I have work colleagues who wish to leave as much of the pot intact to pass on.
Without kids is there a different way of looking at it or is the 3-4% SWR still the way to go?
Thanks in advance. 

What "the 3-4% SWR" are you referring to?  There is no universal, catch-all SWR.  It is dictated according to your personal circumstances.  

Aren't you being a little nit picking there?

Hardly - it varies considerably depending on the individual's circumstances.  Also, there is no generally accepted 3-4% SWR in the UK. 3-4% Might be suitable for some but way off the mark for others.