AVCs - can you do some via salary sacrifice and some not?

Heidiho

My employer has recently changed the way it deals with AVCs and they are now being done via salary sacrifice. I’ve been making large AVC contributions for a while but this change means my latest contribution is only a fraction of what it used to be.

I’ve done the sums and can see that they’ve taken the maximum AVC possible without taking me below the minimum wage as per the rules. I’d like to contribute more, however.

can I do some AVCs via salary sacrifice and some via the “old” method (there’s no option for this on our work pension portal)? Or do I have to withdraw myself from the Salary sacrifice option for AVCs and make all of my AVC contributions the “old” way?

Thanks in advance

Ps I have messaged the work pensions team to ask this but they are quite slow in responding.

vacheron

Unless your employer is also making contributions to your AVC's, why not just make the payments to the pension scheme yourself from your take home pay?