Suspicious Email

Pizzalover54

I received an email from a gmail account in the name of the person who is indicating they represent a company called FCML debt recovery implying I owe a debt to FCML.

I have googled the company and cannot find anything at all online.

I am just wondering if this is new scam as I cannot find anything online about it and the email only had my first name and had no indication of a company logo address or what the debt related to, I don’t think a professional company would contact me about something like this via a gmail account with no details but wanted to double check this.

I have removed the names 

Dear ,

My name is, I am contacting you from FCML Debt Recovery.

I am contacting you from FCML Debt Recovery.

I am sorry to have to tell you that FCML Debt Recovery has obtained a liability order against you for not paying contractual payments towards your debts.

THIS IS A SERIOUS MATTER AND YOU SHOULD NOT IGNORE THIS

                                                      Further Steps Notice

I have removed the reference number they gave and the amount they have indicated is owed but I don’t recognise the figure being related to anything I know of 

Account Number:

The amount you owe is £ 

As you have failed to make payments as directed, you are hereby given notice that one or more of the following steps will be taken against you

 

1. Issue a warrant of control to enforcement agents to take Control of your goods (which will incur additional costs).

2. Make an Attachment of Earning Order (for deductions to be made from your salary).

3. Make an Application for Benefit deductions (for deductions to be made from your benefits).

4. Clamp or remove your vehicle (which will incur additional costs).

Payment in full of the amount stated above within 2 working days from the date of this notice will cancel any further actions.

Note

If you are struggling and cannot pay in full you can look at alternate options or an affordable payment plan by replying HELP to this email.

Debt Recovery Dept.

FCML Debt Recovery

oldernonethewiser

"I received an email from a gmail account" - that's a red flag straight away.

https://www.which.co.uk/news/article/debt-scams-warning-what-do-to-if-you-get-a-debt-demand-aID4p6R5XhTl

CliveOfIndia

No legitimate company will ever use a Gmail account (or Outlook, or Yahoo, or any of the free providers that you or I would use).  They'll have their own domain name such as "collections@fcml.com" or something like that - though even then it's no guarantee that it's not a scam.  But Gmail - it's 100% a scam, no question at all.  Bin it and block the sender.

There's plenty of other glaring red flags in there as well, but I won't bother to list them all one by one - the gmail address in itself is a big enough giveaway.

fatbelly

Total scam. The text does not make sense either.

Note to scammer - must do better. 0/10

CliveOfIndia

Sorry, I meant to add a couple of other, more general, pointers.

Firstly, are you aware of a debt that you genuinely owe to anyone?  Companies will sometimes sell debts to other companies, so there is a possibility that you don't recognise the name of the debt-recovery company who contacts you.  But you ought to be aware of any genuine debts you owe.  An easy way to check is to take a look at your three credit reports: https://www.moneysavingexpert.com/loans/check-free-credit-report/

Secondly, any genuine debt-recovery communication will come (initially, at least), via good old snail-mail, a physical letter through your door.

Not that you have anything to worry about in this instance - like I say, those two points are really just more in the way of general guidance in case it might come in handy in the future.

sourcrates

Liability orders are only used for council tax recovery, the wording and entire content is basically rubbish.

A 6 year old could do better, delete, ignore.