Quick £200-£250 payday loan

Akita300

I am looking for a website probably payday loan where I can get £200 with a credit score of 260 points. I have never had any loans and I know that my credit score is quite low. I have checked many sites but every payday loan refused to give me a loan. It seems to me that these sites exist only to steal personal information. Back to the topic I need £200 because I lost my wallet with money for rent and bills and I do not have enough money in my bank account. I have tried to talk to the landlord but he does not want to wait.

Mark_d

Maybe your bank could extend your overdraft for a few days?

Akita300

Checked Barclays and they said they can't offer me overdraft at the moment. And can try again in 90 days 

Brie

Well if you don't have the money you can't pay the LL so he will have to wait.  How soon will you be able to clear the amount you owe?  Maybe tell him (don't ask) that the money will be late but you can pay 50% by X date and the remainder by Y date.  As long as you are acting fairly with him as possible then he should agree.  He will know that he can't evict you due to a short term small amount of arrears.  (assuming he's a LL and you are a standard tenant, not a lodger)

Do the same with your bills.  Ring up the companies and say there's been a problem and so the ££ will be delayed for a short period of time.  

Akita300

Tried ti speak with him polite but he said if I wont pay money till 25th. He's gonna replace me for another person because his friend needs accommodation 

powerspowers

Agree with above. Your local council may be able to help with a crisis payment or similar? This charity has a search tool - it focuses on furniture but some also award cash or vouchers. Every council is different though. https://endfurniturepoverty.org/research-campaigns/rebuilding-crisis-support-local-welfare-assistance/local-welfare-assistance-finder/

Could you borrow money off a family member or do you have anything you could sell or pawn? There are loads of illegal lenders operating online as a lot of companies have closed due to extra regulation. I’d be very wary of taking out a short term loan, if your credit is that bad, it’s likely to be loan sharks who are lending and it is typical for people to borrow £100-£200 and pay back £1000s. 

Akita300

I have none here. A lot of time I was lending money to my friends but they didn't pay me back so lost them and don't speak with them anymore. Got only phone which I'm using right now and PS4 but the console is worth about £50 

la531983

Akita300 said:

Tried ti speak with him polite but he said if I wont pay money till 25th. He's gonna replace me for another person because his friend needs accommodation 

What kind of tenancy is it?

Akita300

Contract for every 2 month 

Akita300

I don't really mind to pay extra costs of loan. Need only about £200. Checked few and never was accepted. Rather to pay £400-£500 back that get in trouble with my landlord 

marcia_

Akita300 said:

Contract for every 2 month 

 Do you have a tenancy agreement?