misstara's mortgage free diary

misstara

Feeling full of the cold but survived work - forgotten how rubbish it is wearing a mask for the whole shift.

Spent £14.63 on coffee, squash and various cleaning products.

£1.01 moved to the roof savings account from cashback.  

Boodedoo

aww, so many horrid bugs going round atm,  my grandsons kindly pass them on to me 
Take care and  get well soon. 

misstara

Thanks Boodedoo - beginning to feel slightly better now.  Hot honey and lemon drinks have definitely helped along with cold and flu tablets.  £5.23 spent yesterday on lemons and the tablets.

Nothing spent today

Did a few surveys on 0nepoll and almost at the point of cashing out so can put that £20 towards the debt once I get there.  Still no word on my PA account.

Opened a saver for Christmas 2026 which had a good rate (6.5% I think).  I will try and save £50 per month in it next year.

misstara

Today didn't go as planned as I ended up having to do night shift.  And looks like I will probably have to do tomorrow night as well.  Ah well a few extra pennies I suppose.

Today would have been a NSD but popped to the shop on the way in to work to get some snacks for night shift - £7.10 spent.

I won a £5 @mazon voucher through my mobile network provider so will put this towards Christmas presents and have moved £5 from that fund into roof savings.

misstara

£20 cashed out from 0nepoll

Also chased up £7.70 that I had cashed out from another survey site as it has been over 10 days and still no sign of it in my p@ypal account.  Hopefully hear back about that soon.  Still waiting to hear back from PA but will do some investigating into other survey sites as always useful for extra pennies although mostly very boring.

NSD today, tea is just going to be breaded chicken and chips from the freezer and I bought enough snacks yesterday to cover NS tonight.

Payday tomorrow

misstara

Payday today

£100 paid off credit card
£300 roof savings
£100 emergency fund
£100 car fund
£100 Christmas 

Paid my professional fees today so £35 spent on that.

Got an email through from the council about payment for the allotment for next year - £76.25.  Have the money set aside for this already so will pay it over the next few days.

misstara

Nothing much to report from the last few days.  Meal out with friends on Thursday cost £17.50 so have £36.54 left for the month.  Really need to do a food shop so will use that instead of starting into next month's budget.

Now on a few days off work which are very much needed  

NSDs yesterday and today.  OH treated us to a Chinese takeaway tonight

misstara

Neither of us can be bothered doing a food shop today so it will be a NSD - we have leftover takeaway for tonight's tea and there's just enough bread left for cheese on toast for lunch so have decided to delay it until tomorrow.  Have added £6.54 to the roof savings and will roll the leftover £30 into December's budget which gives us a little extra for festive treats   

misstara

Had a lovely day off - went for a long walk this afternoon with OH, did some baking and then watched a film while eating our leftover takeaway.

Ended up being a spend day as I checked when my bank card cashback offer for Super drug ended and it was today so did a wee stock up on toiletries - £32.69 spent but with 4% cashback from bank card and 5.1% cashback from TCB got click and collect so will be available to pick up in the next few days.

misstara

Monday - did a food shop (£51.04) which included getting toilet rolls, washing powder, etc.  Went out for tea with my dad and gran.

Tuesday - NSD, just spent the day hanging out with my dad and gran.

Yesterday - met my dad for a coffee before he headed back home so £6.20 spent.  Then headed to work for an late shift (overtime).

Another day off today so I'm currently out for a walk and will pop in past the shop on the way home as have run out of butter and OH requested some rolls so we can have bacon rolls for lunch.

I need to look into broadband deals as we are now out of contract and the price has gone up to £43.50 (!!) a month.  The best deal the current supplier can do is apparently £40.50 a month so I'm sure we can find it for much cheaper and any savings can go towards the roof savings/debt.

I also need to start having a proper think about Christmas presents and what I'm buying.  My sister has sent over a few ideas for the kids so will look at those properly later. 

I got a message from PA saying that the reason my account has been put on hold is because I failed the identity check and they are looking into it further so fingers crossed it gets reinstated soon.  Have signed myself up to another survey site so will try and do a few surveys later as well.