The Lowell Chase

MoneyIssuesRUs

Hi all, just after some advice about Lowell.

They are sending the obligatory 60% discount offers etc and chasing up with phone calls and all that jazz.

But on my credit file the accounts they are chasing me for say closed accounts £0.

But on the letters they are sending me I owe £2900. 

Are they chasing me in hope more than anything now or is there an issue on my credit file ?

Thanks for any help

fatbelly

That's a bit odd but feel free to ignore them

MoneyIssuesRUs

fatbelly said:

That's a bit odd but feel free to ignore them

Very strange , account reference numbers on the letters match then ones on my credit file aswell 

Brie

Have they said they are dealing with a specific bill (say O2 or whomever) and that one was £2900 in January and 0 in Feb?  And the Lowells one first appeared in Feb or March at 0?  If so it might just be the credit reference catching up with the data. 

But as fatbelly said - just ignore them for now.

sourcrates

How old are these debts, over 6 years?

MoneyIssuesRUs

Brie said:

Have they said they are dealing with a specific bill (say O2 or whomever) and that one was £2900 in January and 0 in Feb?  And the Lowells one first appeared in Feb or March at 0?  If so it might just be the credit reference catching up with the data. 

But as fatbelly said - just ignore them for now.

2 phone contracts I stupidly took out years ago EE and 3.

sourcrates said:

How old are these debts, over 6 years?

Around 4-5 years 

RAS

Have they sold on your debt, which is now £0, but it's not yet showing up to whom it's been sold?

MoneyIssuesRUs

RAS said:

Have they sold on your debt, which is now £0, but it's not yet showing up to whom it's been sold?

I'm not sure but I had a letter from them as recent as 2 days ago so I cant see it.