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Post default pestering to reinstate DD
Billy_Dandy
Posts: 65 Forumite
Hi to all,
I had two accounts with Lendable. Both have defaulted (Confirmed on Credit Karma).
They (Lendable) are still sending me reminders, advising me that my DD is inactive and my scheduled payment is due in 5 days. They then advise that I should 'reinstate' my direct debit.
I'm not sure if this is some 'crossed wires' type thing - one department not telling another department about the default, or whether they are keeping the defaulted accounts 'in house'.
Lendable have not yet written to me to say whether they have sold the debt. Nor has anybody else to say that they have bought the debts.
Any ideas?
Thank you as always.
I had two accounts with Lendable. Both have defaulted (Confirmed on Credit Karma).
They (Lendable) are still sending me reminders, advising me that my DD is inactive and my scheduled payment is due in 5 days. They then advise that I should 'reinstate' my direct debit.
I'm not sure if this is some 'crossed wires' type thing - one department not telling another department about the default, or whether they are keeping the defaulted accounts 'in house'.
Lendable have not yet written to me to say whether they have sold the debt. Nor has anybody else to say that they have bought the debts.
Any ideas?
Thank you as always.
0
Comments
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Computer generated mail, nothing more.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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Here is a post today from someone that made an affordability complaint to Lendable and they upheld it, agreeing to remove all the interest: https://forums.moneysavingexpert.com/discussion/comment/81404995/#Comment_81404995
Could be worth a try for you?0
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