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Lender asking for gifted deposit declaration for money not part of deposit
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RedFraggle said:ACG said:This does happen with the more specialist lenders.
Just remember:
1) Its not you.
2) If they are asking questions, they are not declining you.
3) You will appreciate everything a whole lot more once you get the keys.
I dont use West Brom much (if at all), but I do a lot of adverse and I have to pre-warn people with what to expect and not to worry.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1 -
missmortgagehunter said:I am in the midst of a mortgage application.
Thing is - my partner hasn't 'gifted' me anything, he's my partner, he's contributed to his own wedding pot.
I can understand a lender having concerns otherwise.
The trouble with gifts to different pots is that all money is fungible.0
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