Mortgage Application Process

gladiator78383

Hi all, i am currently in my mortgage application process with Santander. Submitted application on Thursday 10th April, hard check was performed once it was submitted. Then on Friday i saw it is Underwriting in progress. Another hard check was done today. I phoned Santander for an update and they said “The underwriting team is currently waiting from another deparment but they can’t give more details” . Do you know what they might be waiting for? Why are 2 hard searches done in a period of a few days. Thanks in advance.

Hoenir

Different teams will handle different aspects i.e. enquiries. Until all the data is obtained. The underwriter cannot review the application and decide whether to issue an offer or indeed ask for further information/clarification. 

When's  the property valuation scheduled for? 

gladiator78383

@Hoenir the valuation has not yet been scheduled either

Hoenir

Takes time. Is the Easter Holdays.