Bankruptcy and our house

ManyWays

Has this debt been to court? 

Jam_on_toast

ManyWays said:

Has this debt been to court? 

Yes, but I was unaware, they sent the correspondence to the wrong address.

ManyWays

So there is a CCJ?

fatbelly

Would you have defended the claim if you were aware of it?

Would you have offered to pay by instalments?

sheramber

When did you sell the house?

If within 2 years of going bankrupt the OR can undo the  transaction through the courts,  if the intention was to avoid creditors. 

Similarly, depending on what debts were paid, these can be  challenged  by OR. 

If the sale was 5 or more years prior to bankruptcy  then it is safe.