How have you/do you become disciplined to overpay your mortgage?

BikingBud

WittyUserName said:

- see overpaying as 'buying our freedom', something we visualise and vocalise very often: we talk about life without a mortgage in visual terms, painting a picture of living without daily commutes, mindless meetings, unrealistic deadlines, increasing workloads, and nonstop pressure you can never switch off from, even on weekends or holidays. Without a mortgage we can choose to work elsewhere, 2 days a week if we please

I feel this trumps everything else.

Working to sustain a style of living means nothing if you don't enable freedom of choice.

penners324

Set up a standing order that leaves the day after your salary arrives for every month.

You'll soon not even really notice the slightly lower amount