We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Tesco default - advice

Hi all

i am running my own self DMP. Going well but Tesco defaulted months ago and i have heard nothing to sort repayments etc like the others

no text. Emails letters. So i have ignored them for now

anyone in similar boat or got any advice? Do I call them or leave it?

Comments

  • allystar
    allystar Posts: 72 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 8 April 2025 at 1:12PM
    Hi there, mine defaulted in my file as of beginning of March…I know it’s only a month but I’ve heard nothing so far…so keen to see any response to your post!

    I’m not doing anything until I hear more (following the good advice from the folks on here).
  • Do not under any circumstances contact Tesco, don't encourage them.

    Keep saving as much as you can for possible settlements.
    If you go down to the woods today you better not go alone.
  • gerrard88
    gerrard88 Posts: 152 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    Thank you ! Will continue to ignore!
  • sourcrates
    sourcrates Posts: 32,364 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    They will get around to you eventually, possibly waiting to sell a batch of bad debts, new tax year and all that.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • NeverendingDMP
    NeverendingDMP Posts: 2,433 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    gerrard88 said:
    Hi all

    i am running my own self DMP. Going well but Tesco defaulted months ago and i have heard nothing to sort repayments etc like the others

    no text. Emails letters. So i have ignored them for now

    anyone in similar boat or got any advice? Do I call them or leave it?
    Same two Tesco defaults here. Nearly two years old. Been almost twelve months since we made any payments and aside from a letter to say it's now part of Barclaycard we've had nothing. In all honesty we tried to make payments but they didn't work when we made them via the app and the s order never worked either so we gave up. I'm also  going to be ignoring now till I'm contacted 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.