SIPP provider

999frogs

I retire in two years, and have some "surplus" income in the 40% range and it seems a SIPP is the way to do this. Workplace doesn't allow salary sacrifice or pre-deduction contribution to SIP (or voluntary additional contributions to [small] workplace pension)

Given that it's only two years investment, any recommendation of provider ? Or observations that I have it totally wrong lol ?

My early research is favouring AJBell over Interactive over Hargreaves.

Thanks

Labtebricolist

Personally I quite like Fidelity.  If you keep everything in ETFs and don’t trade often (annual rebalancing of 4 ETFs for me) then the fees are negligible.  Good range of ETFs and funds on the platform, the app is good, and you get access to a few freebies that I’ve found not unhelpful.

Albermarle

Largely depends on the amounts involved, and what you want to invest in.

bjorn_toby_wilde

As it’s just two years worth of investment then AJ Bell would certainly work for you as they charge a % fee.

For larger portfolios a flat fee provider would be cheaper.

Try Monevator’s broker comparison which should show you all the charges.