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How many Dmp's is too many.

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  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is the Monzo loan in your name only?

    You should stop paying all the unsecured debts, not pick and choose. It is possible further down the line they can't produce CCAs for old debt and then they can't be enforced.

    Definitely get out of Barclays.
    If you go down to the woods today you better not go alone.
  • ScouseLaffin
    ScouseLaffin Posts: 21 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    Yes Monzo is in my name. Only debt in both names is a NatWest loan which is currently being repaid £10 a month.
    Stop ALL payments? . Ok , it never occurred to me to do that. I figured because they are already in a payment plan, they would then be joined by the new ones in a plan.
    I say plans. I am sorting them all myself individually.
    Thanks.
  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OK then make sure any new bank accounts don't have anything to do with Nat. West. group.

    Have you ever requested CCAs for any of the debts?
    If you go down to the woods today you better not go alone.
  • ScouseLaffin
    ScouseLaffin Posts: 21 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    No I have not. I didn't even know it was a thing
  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you go down to the woods today you better not go alone.
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