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HSBC mortgage confused
Marky4040
Posts: 164
Forumite
Hello, i'm an HSBC customer with a mortgage with them.
I can't figure out on their wesite if i'm classed as an existing customer or home mover because the fixed rate is slightly different for both mortgages i'm looking at.
I'm selling my place, buying another and taking out a new mortage with HSBC, am i eligible for the 5 year fixed rate of 4.03? Could someone have a look for me please. It's 60% LTV
0
Comments
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Are you not porting your mortgage to the new place? Or is the 5 year fix a better deal?1
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You're a homemover. The existing customer products are for rate switches and further advances when not moving home.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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Ok thanks, one further question the same mortgage for a home mover is shown as 4.07% is that correct?kingstreet said:You're a homemover. The existing customer products are for rate switches and further advances when not moving home.0 -
I can't see anything on the intermediary site at 4.07% so you'll need to check where you're looking.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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