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National insurance forecast

CassiePan
CassiePan Posts: 2
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edited 1 April 2025 at 3:03PM in Topping up your state pension
I have checked my national insurance forecast and I am up to date as have been contributing since 1985. I want to retire at 60 but my state pension won't be given to me until 66. Do I need to pay for additional years to cover these gaps 

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  • DE_612183
    DE_612183 Posts: 4,203
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    are you sure it's not 67?

    when were you born?
  • molerat
    molerat Posts: 36,591
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    Once your pension accrued to date reaches the full amount you don't need to add any more, you don't need to fill years just because they are there.  The amount to date cannot be taken away.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • 400ixl
    400ixl Posts: 4,482
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    What does the government site say exactly?
  • DE_612183 said:
    are you sure it's not 67?

    when were you born?
    sorry meant 67. I am 58, but want to retire at 60 if I can 
  • la531983
    la531983 Posts: 4,539
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    edited 1 April 2025 at 3:52PM
    CassiePan said:
    DE_612183 said:
    are you sure it's not 67?

    when were you born?
    sorry meant 67. I am 58, but want to retire at 60 if I can 
    Nothing stopping you.

    You still won't get the state pension until you are 67 though. No way round that.

    Have you made other provisions?
  • eskbanker
    eskbanker Posts: 42,277
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    CassiePan said:
    I have checked my national insurance forecast and I am up to date as have been contributing since 1985. I want to retire at 60 but my state pension won't be given to me until 66. Do I need to pay for additional years to cover these gaps 
    What does your forecast say, in terms of entitlement accumulated up to 2024, and what your maximum is?
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