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A new adventure for me!

I am starting this diary after already starting one but giving up and basically still being in the same situation over 2 years later - really let myself down there haven't I?  I want to use it to record my spending, money making efforts and general day to day organisation of my life. I currently feel completely stuck in a rut, not just financially. I have a real sense of life is passing me by, I have one birthday left in my 40's and I want to be in a much better place to start my next decade!

I am thinking that at this precise moment I probably don't have enough money to pay everything for the rest of this month - so I guess this actually shows how much I need to change my habits. I am going to go and check my money and will update leter.

ps just realised it is a new month - what a good time to start, maybe its a sign that now is my time!





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