state pension my fathers first payment

jwalton

i deal with my fathers finances as i have POA due to his dementia, can someone explain he reaches 66 on sept 15th , had letter saying he will get full amount but it will be paid in arrears so does that me his first payment is oct 15th? Just need to know as if he has a month without money i can put some aside for this event. Thanks for any help and sorry if its a silly question

molerat

You usually get one short payment covering a couple of weeks followed by a full payment 4 weeks later.  When he applies he will get a letter after a couple of weeks giving the first 2 payment dates and amounts so applying the usual 3 months ahead should give plenty of notice.

DE_612183

The date it comes is based on your national insurance number - I don't know the workings - but it's paid up to 4-5 weeks after you reach SPA, then every 4 weeks after.

kempiejon

One can have the state pension paid weekly and as I recently heard fortnightly too. So it's not a month in arrears I guess if you choose one of those options.

jwalton

thanks so much for the answers and the help  

jwalton

just another quickie as i am clueless i know my father's esa stops when retirement age does that stop straight away on the 15th sept and would that mean a short fall in his money. Again cant thank you all enough

Qyburn

Sounds like cash might be tight, so I'd opt for weekly payment. He'll get paid every week, on a fixed weekday that depends on his NI number. First payment will a part week the first time that day comes along after his birthday. 

poseidon1

Qyburn said:

Sounds like cash might be tight, so I'd opt for weekly payment. He'll get paid every week, on a fixed weekday that depends on his NI number. First payment will a part week the first time that day comes along after his birthday. 

Agree this would seem sensible although every fortnight remains possible since he currently receives ESA on that basis.

jwalton

thanks again for all the help, will probably opt for the fortnightly payments.

squirrelpie

You do know that he/you has to claim his state pension for it to begin to be paid, I hope? It used to be that if you wanted anything other than 4-weekly payments you had to claim by phone, but I think that may have changed now? Somebody will know the detail.

Qyburn

Yes, anything except four weekly has to be claimed by telephoning. Claiming online only  allows four weekly in arrears.