State pension

magpies79

I mean this is crazy and not something I'd ever ask about as only feels yesterday I was 21 hahaha

I've logged into my state pension and have 2 years where I can top up think one is £150 and the other year is £105 but I'm I right in thinking I only have to work and contribute for 5 more years to receive the full amount of £221.20 im currently 44 so there is no point paying £255 to top up if I'm naturally going to hit the amount in 5 years anyway? 

TheSpectator

magpies79 said:

I mean this is crazy and not something I'd ever ask about as only feels yesterday I was 21 hahaha

I've logged into my state pension and have 2 years where I can top up think one is £150 and the other year is £105 but I'm I right in thinking I only have to work and contribute for 5 more years to receive the full amount of £221.20 im currently 44 so there is no point paying £255 to top up if I'm naturally going to hit the amount in 5 years anyway? 

Yes, and will only be 4 years once you are credited with this years contributions (assuming you have worked)

magpies79

So just leave alone and carry on unless a potential lottery win is on the horizon or I'm ill and don't work the next 4 years and oh yeah forget this years hasn't been added appreciate the reply