Do my investments look broadly OK

Hoenir

ali_bear said:

If you are invested in equities the important thing is not to have to sell them when they are poorly valued. That's the reason for holding some cash and bonds. 

Rebalancing when they overvalued helps smooth out the dips on the rollercoaster. A constant income stream is usefull when budgeting and creating cashflow projection. Equities can on occassions remain underwater for a long time. 
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Bostonerimus1

The Mercer fund stands out as a bit odd to me...what are the fees and loads on that?

Mistermeaner

Hi limited fund choice in workplace pension - the fees are basically zero it’s a passive global index fund (or supposed to be anyway) 

dunstonh

Mistermeaner said:

Hi limited fund choice in workplace pension - the fees are basically zero it’s a passive global index fund (or supposed to be anyway) 

Passive global index funds are not all equal.  There are hundreds of different benchmarks.   So, you will get differences with them.