LPA through a company called ZENCO

theped
theped Posts: 18 Forumite
Part of the Furniture Combo Breaker
Hello all.  Ive today come across this online company called ZENCO About Us - Zenco Legal who offer to do your Lasting Power of Attorney for £99 per document and check it for you to ensure its legal. The website states it only takes 15 minutes to complete. Now i took it that this was a complicated document, so this has put me on edge. Has anyone here used Zenco and could offer their findings/experience with them please?

Comments

  • elsien
    elsien Posts: 35,492 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 March at 1:08PM

    “The Office of the Public Guardian charge a registration fee that ranges from £0 to £82 for each Lasting Powers of Attorney.  This is not included in our cost.”


    It is simple enough if your affairs are straightforwards to do the power-of-attorney yourself online, just for the cost of the registration fee. So what you are effectively paying Zenco for is double checking the forms that you have completed to make sure they are dated and signed correctly.

    Which is simple enough to do yourself, unless you like having that reassurance of someone else looking it over as well. 

    if you have complex affairs, for example a relative set up a power-of-attorney for keeping his business going, I would do that through a solicitor anyway.

    But with powers of attorney, the maxim  is less is more so as to avoid unintended complications. So if you’re happy to leave it with a bare minimum in which is what most people do, there’s nothing complicated about them. You are asking your attorney to be someone you know and trust and who you can talk to about what you would want to happen if you lost capacity.  Which is why you don’t need a lot of complicated instructions.

    If you don’t trust them to carry out your wishes you shouldn’t be appointing them in the first place. 

    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Albermarle
    Albermarle Posts: 26,978 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Also subsequently they will probably bombard you with offers about will writing, setting up trusts etc.

    Best just to do it yourself online and get a friend or family member to help if necessary.
  • Marcon
    Marcon Posts: 13,731 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Combo Breaker
    theped said:
    Hello all.  Ive today come across this online company called ZENCO About Us - Zenco Legal who offer to do your Lasting Power of Attorney for £99 per document and check it for you to ensure it's legal. The website states it only takes 15 minutes to complete. Now i took it that this was a complicated document to this has put me on edge. Has anyone here used Zenco and could offeer their findings/experience with them please?
    Any reason you can't do it for yourself - have you actually looked at what is involved?
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • dunstonh
    dunstonh Posts: 119,157 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    In the past, setting up one of the POA versions was quite legalistic in wording and understanding.   However, the LPOA application has been changed to plainer language and is very simple to set up without the need for third parties.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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