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Armed Forces Spouses Pre 1975.

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Why is the cut off date for Armed Forces Spouses pension credit 1975? My wife accompanied her husband overseas several times prior to 1975, therefore she was unable to make NI contributions and now receives a reduced pension of 60%.

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  • molerat
    molerat Posts: 34,561 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quite simply because that is how the act is.  Someone decided that was the cut off point.
  • BikingBud
    BikingBud Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 25 March at 7:06PM
    Why is the cut off date for Armed Forces Spouses pension credit 1975? My wife accompanied her husband overseas several times prior to 1975, therefore she was unable to make NI contributions and now receives a reduced pension of 60%.
    Do you have a pension in payment from AFPS75? Are you aware there is a widows element to this?

    Might be worth considering this:
    afps-75-widows-pensions-explained

    Sorry read that again, I now interpret that your wife was previously married to a member of the armed forces, she was not your wife at the time when the deployments took place. 
  • SVaz
    SVaz Posts: 548 Forumite
    500 Posts First Anniversary
    Because 1975 is long enough ago for her to have built enough NI since, if she’d have wanted to? 
    My Wife was able to get 4 years from 1985, when I was serving in Germany.  She’s still a couple of years short but she’s got 4 years to get credits. 
  • Silvertabby
    Silvertabby Posts: 10,123 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    60% seems very specific - did your wife opt to pay the married woman's stamp/reduced NI?
  • Tescodealqueen
    Tescodealqueen Posts: 1,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 26 March at 10:16AM
    60% seems very specific - did your wife opt to pay the married woman's stamp/reduced NI?
    60% sounds very much like the “old” married woman’s pension based on husband’s contributions 
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