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Diary

2

Comments

  • mrosie
    mrosie Posts: 21 Forumite
    10 Posts First Anniversary Name Dropper Photogenic
    Subscribed to cheer you along! X
    Well done for taking the first steps. 
    Read the debt free roll of honour to read about people’s successful stories and lots of tips if you haven’t already.  You’ve made a great start writing a budget with everything included.  Good luck on your journey. 
    Thank you  :)

    Yes and @mrosie, just remember that the Queen Mother apparently had an overdraft of £4 million when she died.   If she didn't feel bad, why pray should you? You're tackling it! I've subscribed and am cheering you on.  You'll fix this for sure.  Love Humdinger xx 
    Oh good grief, did she?! LOL that makes me feel so much more responsible :D
  • mrosie
    mrosie Posts: 21 Forumite
    10 Posts First Anniversary Name Dropper Photogenic
    edited 22 May at 9:45AM
    No spend days might be the way forward. Today is out as I already bought chocolate without thinking. Will see if I can do it tomorrow.

  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done totalling your debts.
    I found NSDs really helpful, once I got in the swing of things. Initially they are surprisingly difficult to do.

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • mrosie
    mrosie Posts: 21 Forumite
    10 Posts First Anniversary Name Dropper Photogenic
    edited 22 May at 9:45AM
    Another failed no spend day (NSD! learning the acronyms).
  • mrosie
    mrosie Posts: 21 Forumite
    10 Posts First Anniversary Name Dropper Photogenic
    edited 22 May at 9:45AM
    Didn't manage an NSD today either.
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Don't be too hard on yourself. NSDs are difficult at the beginning.
    The AFD challenge is a good idea.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Just wanted to say well done for starting a diary it really does help to get everything written down as it can all feel overwhelming to start, it's a good place to have a brain dump whether it's finance related or just general life and everyone is really friendly and supportive on this board.
    I have subscribed and will be cheering you on.

    Take care xx

  • Hi Rose, just to say we also got in a mess, and are slowly digging ourselves out.  Good luck! 
  • mrosie
    mrosie Posts: 21 Forumite
    10 Posts First Anniversary Name Dropper Photogenic
    edited 22 May at 9:44AM
    An NSD finally, yay!
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