We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Selective topping-up for years when working abroad?
TheGreenFrog
Posts: 385 Forumite
I have five years of contributions to make in order to qualify for maximum state pension. It is very unlikely that I will make any further contributions before I reach pension age.
I worked abroad for 10 years between 2008 and 2018 so am thinking of making a claim on CF83 - as I moved abroad with my work and was working in UK for many years immediately preceding the move abroad I think I may be entitled to make Class 2 contributions, but am not sure. If so then paying five years of Class 2 now seems a sensible thing to do (main alternative being to wait until very close to retirement age and then pay class 3s to make up any shortfall)..
However I already have 26 full years of contributions before I moved abroad, so ideally I would pay Class 2 for 16/17 and 17/18 and then Class 2 for three of the 15/16 and before years. I am not sure whether I will be allowed to do this though - is CF83 application an all or nothing?
Any insight gratefully received!
I worked abroad for 10 years between 2008 and 2018 so am thinking of making a claim on CF83 - as I moved abroad with my work and was working in UK for many years immediately preceding the move abroad I think I may be entitled to make Class 2 contributions, but am not sure. If so then paying five years of Class 2 now seems a sensible thing to do (main alternative being to wait until very close to retirement age and then pay class 3s to make up any shortfall)..
However I already have 26 full years of contributions before I moved abroad, so ideally I would pay Class 2 for 16/17 and 17/18 and then Class 2 for three of the 15/16 and before years. I am not sure whether I will be allowed to do this though - is CF83 application an all or nothing?
Any insight gratefully received!
0
Comments
-
I believe once the CF83 reply comes back it gives you choices, it is not all or nothing, it is simply an alternative to the standard class 3 "price list".
1 -
Ta, @molerat0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
