HMRC sent online marketplace letter for undeclared sales.

Ayr_Rage

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

Simply because it is NOT anything to do with your tax, it is her responsibility.

eskbanker

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

As far as HMRC are concerned, you don't have the right to unilaterally allocate income between two people, but would the aggregate tax take ultimately be the same if the declarations were made in accordance with the account ownership?

mancmanc

silvercar said:

Hopefully hmrc will be pragmatic, the income has been declared and the tax paid. People have online accounts, whether they are eBay, vinted, Etsy, Facebook marketplace etc in all sorts of names to take advantage of promotions etc I know of friends who have accounts in the name of young children, deceased relatives and of pets

This is what I always felt, as long as I declare everything then it wouldn't matter what the name on the account is. I am a sole trader, who sells on ebay. I have various ebay accounts but I only class my business as "trading as my name". if we move away from being online and I sold offline and my wife went and sorted the sale, Its still a part of my business whether i'm there on not? its come from my stock, its my sale and I declare it.


I hope it will be just as straight forward as this, how long will it likely take to hear back from them?

mancmanc

Nomunnofun1 said:

mancmanc said:

She has emailed them too stating the same.
We have multiple ebay accounts in both names as to take advantage of ebay offers in the past. We have been together our whole adult life so kind of share everything.

every year I run off all the sales from all accounts and combine them and do my tax return. 

She has now emailed them saying the same as me, all sales are submitted on my partners tax return and said that I have also emailed them to this effect.

Your problem is that your partner has multiple eBay accounts in her name and, therefore, a ‘business’ in her name. Are payments made to and from a bank account in her name? 

You may need professional advice to untangle this. 

All my bank accounts are either in my name, or joint names.

mancmanc

eskbanker said:

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

As far as HMRC are concerned, you don't have the right to unilaterally allocate income between two people, but would the aggregate tax take ultimately be the same if the declarations were made in accordance with the account ownership?

I guess the only difference would be that I benefit from my personal allowance and hers would be made up from her work, she is employed, I am self employed.

She has never bought to resell, it has always been me, so its not like we are shifting sales for tax benefits, its purely all my business but when we registered accounts originally some might be in her name

Bookworm105

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

that is not how the UK tax system operates. The days when women were taxed as adjuncts of their husbands are long gone.

You and you wife may or may not be in the same tax bracket, that is the whole point of reporting income according to whose it is. Selling in her name but "taking" the money yourself is just wrong.

mancmanc

Bookworm105 said:

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

that is not how the UK tax system operates. The days when women were taxed as adjuncts of their husbands are long gone.

You and you wife may or may not be in the same tax bracket, that is the whole point of reporting income according to whose it is. Selling in her name but "taking" the money yourself is just wrong.

it is all my income, not my wife's income. its my purchases, my stock, my sales, my business. I just didnt think it was overly important where I sell it/ who's account I sell it on

TheSpectator

mancmanc said:

Bookworm105 said:

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

that is not how the UK tax system operates. The days when women were taxed as adjuncts of their husbands are long gone.

You and you wife may or may not be in the same tax bracket, that is the whole point of reporting income according to whose it is. Selling in her name but "taking" the money yourself is just wrong.

it is all my income, not my wife's income. its my purchases, my stock, my sales, my business. I just didnt think it was overly important where I sell it/ who's account I sell it on

If the sale is on your wife's ebay account it is not your income, that's the whole point everybody is making. Of course it's important, and if I were you would immediately stop what you are doing as HMRC will be expecting a Tax Return from both if you if you don't.

Nomunnofun1

mancmanc said:

Bookworm105 said:

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

that is not how the UK tax system operates. The days when women were taxed as adjuncts of their husbands are long gone.

You and you wife may or may not be in the same tax bracket, that is the whole point of reporting income according to whose it is. Selling in her name but "taking" the money yourself is just wrong.

it is all my income, not my wife's income. its my purchases, my stock, my sales, my business. I just didnt think it was overly important where I sell it/ who's account I sell it on

You understand that and your intentions may have been honourable. Your problem is not in convincing posters on this thread. 

You must now convince HMRC 

TheSpectator

Nomunnofun1 said:

mancmanc said:

Bookworm105 said:

mancmanc said:

Ayr_Rage said:

Sounds absolutely bonkers, she is the one that should be paying any tax on her account.

That can of worms may result in a bigger audit by the tax man, hope you have kept all of your records.

Would they not just look to see I have submitted the relevant amount of sales in my tax and move on?

that is not how the UK tax system operates. The days when women were taxed as adjuncts of their husbands are long gone.

You and you wife may or may not be in the same tax bracket, that is the whole point of reporting income according to whose it is. Selling in her name but "taking" the money yourself is just wrong.

it is all my income, not my wife's income. its my purchases, my stock, my sales, my business. I just didnt think it was overly important where I sell it/ who's account I sell it on

You understand that and your intentions may have been honourable. Your problem is not in convincing posters on this thread. 

You must now convince HMRC 

Not so sure HMRC will see it any differently as a few posters her either HMRC employees (or ex) and others are accountants/tax advisors.