Attempting to become a grown-up...this will be a challenge - debt free and buy a house!

in_need_of_direction

you only need to make a final decision if you get offered the post.  there's nothing to lose keeping your options open until then

hereagain22

Small victory today - as Klarna is now paid off an I have deactivated the credit side

hereagain22

April update:

Emerg fund: 0
Bit of a disaster as had to buy parts for MOT so this has set us behind this month. Need that emergency fund!! 

The battle with AGM is ongoing. I keep complaining to Experian who are not remotely interested but I like being a pain and keep on making my point that they are facilitating bullying companies like AGM. 

Vehicle finance - £196 (ends May 25) 

Vehicle finance - £2,944 (due to end Aug 26) 

Card - £209

Card - £198

Klarna - £0 yay! Now deactivated.

PP - £136.49

My debts:

Card - £179 - need to call them as can no longer log in so not sure what is going on here. I never hear from them it's all very weird. It's a super old card that I had forgotten about. 

Catalogue - £473

Card - £385.19

Catalogue - £223.76

Catalogue - £891.95 

FootyFanDan

Great win on the Klarna account, well done.
It is very easy to chuck random purchases on these without much thought as its such a small payment each month. It must be a nice feeling to have got rid of it

in_need_of_direction

Is it worth mentioning to Experian that by holding inaccurate information, they are in breach of data protection law and if it isn’t dealt with within 30 days, under the right to rectification, you will be escalating to the Ico?