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Stamp Duty Query

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Hoping someone on here can help with this. My sister recently returned to the UK (she is a UK citizen). Although she did own a property overseas (now sold) she would now like to buy a property in England for the first time, is she classed as a first time buyer ?

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  • Emmia
    Emmia Posts: 5,668 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    No, as she's previously owned a property. It doesn't matter that the property was overseas.
  • silvercar
    silvercar Posts: 49,575 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    In terms of SDLT, then she isn’t, as she has already owned a property, assuming it sold for more than £40k.  In terms of any deals lenders may offer to first time buyers, it depends on the lender. Always worth asking as some may consider her a FTB. 
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  • @silvercar @Emmia Thanks so much for taking the time to respond, couldnt get a straight answer on Google!
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