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Hi
MEConfusedaboutpensions
Posts: 6 Forumite
Hi there everybody
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Comments
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you would only get pension credit if you have no other income - if you have any other income then best to maximise the state pension0
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Already asked and answered this morning
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What makes you think pension credit will be around for the whole of your retirement?MEConfusedaboutpensions said:I don't understand. I was born in 1961.
What's the need to top up NI credits, when pension credit automatically tops you up to the full pension amount anyway? If I top up, won't I lose out? because it is pointless to buy the credits? If I don't top up, I will get the same amount of pension because the pension credit will top me up to the same amount anyway, plus I will get the perks that come with pension credit, eg winter fuel allowance and TV license etc. Why are people topping up? Am I missing something???Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!0
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