Link Financial - Can anyone help?

sourcrates

Link have assumed, or taken the position, that their response should be to throw you off guard, by instead of providing evidence of your liability for the debt, they spring on you the fact it was an overdraft and not a CCA regulated debt under sec 77 CCA.

So you are no further ahead as things stand, it looks like they can`t prove the debt, so no, I would not respond to them, see what you get from the court as fatbelly advises.

trfc20222

Thanks all

Do they have a timeframe to respond to the defence filed?

trfc20222

Hi all,

Just a shirt update to say that it has now been 6 weeks and not had a response to the defence submitted

Having not done this before I was wondering if they don't proceed do I receive something to say so? Is there a maximum time they have or does it just sit there

fatbelly

You could ask the court to strike out the claim but that might just kick start everything.

You don't have a ccj. There's no problem in just leaving it, is there?

You have made things more difficult than expected for them. They probably keep moving it to the bottom of the pile. Eventually they will decide either to plough more funds into this or issue a notice of discontinuance.

trfc20222

fatbelly said:

You could ask the court to strike out the claim but that might just kick start everything.

You don't have a ccj. There's no problem in just leaving it, is there?

You have made things more difficult than expected for them. They probably keep moving it to the bottom of the pile. Eventually they will decide either to plough more funds into this or issue a notice of discontinuance.

Thanks a lot for the reply

No not a problem at all to leave it there

Just never been through the process before so was just checking there was nothing we had to do our end