We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Personal Pension Providers

Options
Hi, I'm looking for the above which gives me two things:

1. The ability to take 25% lump sum ( but leave the 75% invested )
2. A Platform that allows me to manage the funds that I'm invested in.

I was wondering if anyone knows of any of the "big ones" that do this.

Thanks

Comments

  • artyboy
    artyboy Posts: 1,597 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Probably all of them! It's only cheaply run workplace pension schemes and older personal pension plans that tend to force you
    down the annuity route once you've taken the 25% TFLS
  • dunstonh
    dunstonh Posts: 119,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    DE_612183 said:
    Hi, I'm looking for the above which gives me two things:

    1. The ability to take 25% lump sum ( but leave the 75% invested )
    2. A Platform that allows me to manage the funds that I'm invested in.

    I was wondering if anyone knows of any of the "big ones" that do this.

    Thanks
    Pretty much all whole of market platforms allow that.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Sarahspangles
    Sarahspangles Posts: 3,239 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    DE_612183 said:
    Hi, I'm looking for the above which gives me two things:

    1. The ability to take 25% lump sum ( but leave the 75% invested )
    2. A Platform that allows me to manage the funds that I'm invested in.

    I was wondering if anyone knows of any of the "big ones" that do this.

    Thanks
    The Monevator site has comparison tables for SIPPs. If you go this route, or via a personal pension, it’s worth posting which, as regular board members may comment on how efficient they are at transfers.
    Fashion on the Ration
    2024 - 43/66 coupons used, carry forward 23
    2025 - 62/89
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.