Unable to work - missing years

tintin_1929

Hi everyone,

Was diagnosed with Primary Progressive MS which has really affected my ability to walk. Back in 2014 to 2018, most jobs required me to be in the office in London (I live in Cambridgeshire so train, tube, etc) which was practically impossible as my mobility was getting worse.. so I didn't work. Since COVID, and because of the online zoom revolution, I've been able to work remotely and now back in full time work thankfully! 

To be clear; I didn't claim any benefits between the years of 2014 & 2018. I was living off my savings.

My NI record shows incomplete years between 2014 & 2018 as I wasn't working. I need to 'fill' these years at a cost of £864 a year. That's money I don't have. 

Are there any options for someone who didn't claim benefits and lived off their own savings? 

molerat

There is a way of claiming credits if you satisfy the conditions for ESA but do not actually claim but I doubt you could claim that far back and we have never seen a report of anyone being successful anyway. https://www.gov.uk/national-insurance-credits/eligibility

Do yo actually need those years though, especially the ones pre 2016 ?

Post up some details and someone will take a look

Current weekly £££.pp amount up to April 2024.
Number of full NI years 15-16 and earlier
Number of full NI years 16-17 and later
Tax year you reach state retirement
Any COPE amount.  If you have "You've been in a contracted-out pension scheme" on your forecast then click
here https://www.tax.service.gov.uk/check-your-state-pension/account/cope whilst logged into your tax account
Years which show not full and prices