NI payment gaps while self employed

c1arke

Hi

I am hoping someone can help.

After watching the show on pensions I looked into my pension shortfall.

I have several years showing as not full  and that the cost of filling gaps are £824.20 for all of the years that are not full.

I am self employed and for many of these years my profits have been below the £12570 threshold to pay  class 2 NI so do not understand why the cost of filling the gaps is £824.20.  I understood that if your profits were below £12570 contributions were treated as being paid.

In the past when I have completed  my self assessment I have requested to pay Class 2 NI voluntary but when I have done this have not been able to proceed to  complete the form so have had to uncheck the box.

Can anyone give any advice on what I should do to potentially fill the gaps and also going forward pay NI voluntarily or point me in the right direction of who I need to speak to about this.

I have never received a request to make any NI payments. 

Thanks.

 

 

Dazed_and_C0nfused

Are you actually registered as self employed with HMRC?

This is completely different to being registered for Self Assessment.

c1arke

Yes I have a UTR number and I am registered for CIS. 

molerat

You need to speak to HMRC.  If the years are 2018-19 and earlier you need to get a shift on as those years close off after 5 April.