Daisy's Debt-Free Diary
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Daisy's Debt Free Diary [30F/Autistic]
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Hi all, hope you’re doing well. Payday has been and gone and it’s a 5 week wait until next payday !!Been making slow but steady progress.CC1: 186
CC2: 466
CC3: 2613
total= 3365
My DD’s are still due to come out for the CC’s so those numbers will be lower by the end of July. Cc1 will also be totally paid off before August which I’m really happy about! It means I have an extra 120 a month to put towards other debts.Current savings:
Christmas: 150
Annual payments: 0 (had to take money out for my dentist appt which I had planned to do anyway)
Holiday: 405 (goal met!)
pc parts: 4
emergency buffer: 6 (at the minute I am just using a ‘save the change’ option which is why this number is low)
slowly chipping away at debts and adding to savings. I am a little worried about the 5 week month as it means more expense but I think I have planned for each cost so fingers crossed I won’t be overdrawn. If I am then I can dip into pots as I met my holiday goal early - don’t actually need it until August!1/29lbs lost
CC1: £371 (0% until 8/9/25)
CC2: £390 (0% until Jan 2026)
CC3: £2753 (0% until Dec 2027)1 -
Slow and steady wins the race. Stick with it, you’re doing greatMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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