We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Daisy's Debt Free Diary [30F/Autistic]

Options
1235»

Comments

  • daintydaisy
    daintydaisy Posts: 117 Forumite
    100 Posts Third Anniversary Photogenic Name Dropper
    Hi all, hope you’re doing well. Payday has been and gone and it’s a 5 week wait until next payday !! 

    Been making slow but steady progress. 

    CC1: 186 
    CC2: 466
    CC3: 2613
    total= 3365

    My DD’s are still due to come out for the CC’s so those numbers will be lower by the end of July. Cc1 will also be totally paid off before August which I’m really happy about! It means I have an extra 120 a month to put towards other debts. 

    Current savings:

    Christmas: 150
    Annual payments: 0 (had to take money out for my dentist appt which I had planned to do anyway)
    Holiday: 405 (goal met!) 
    pc parts: 4
    emergency buffer: 6 (at the minute I am just using a ‘save the change’ option which is why this number is low)


    slowly chipping away at debts and adding to savings. I am a little worried about the 5 week month as it means more expense but I think I have planned for each cost so fingers crossed I won’t be overdrawn. If I am then I can dip into pots as I met my holiday goal early - don’t actually need it until August! 
    Daisy's Debt-Free Diary 

    1/29lbs lost

    CC1: £371 (0% until 8/9/25)
    CC2: £390 (0% until Jan 2026)
    CC3: £2753 (0% until Dec 2027)
  • in_need_of_direction
    in_need_of_direction Posts: 7,703 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Slow and steady wins the race. Stick with it, you’re doing great 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.