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Latest Prove It Letter?

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PeterTheBraveAgain
PeterTheBraveAgain Posts: 28 Forumite
Second Anniversary 10 Posts Name Dropper
edited 7 March at 7:00PM in Debt-free wannabe
Does anyone know where I can find the latest version of the prove it letter?

I understand it has changed at some point but I cannot find the latest version.

Thank you

Comments

  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,418 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Prove it and statute barred are different letters, are you sure the debt is yours?
    If you go down to the woods today you better not go alone.
  • sourcrates
    sourcrates Posts: 31,507 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    There are no changes as far as I am aware?

    What is it you want, the prove-it letter or the statute barred letter, as they are separate things for different circumstances?

    Both are to be found in the sticky section at the top of this board.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Must have missed that bit.

    Yes its mine, but its from like 2016. Keeps going around debt companies, I usually send a statute barred letter but I had an old template and I read that something changed and the old statute barred letter I was using was no longer valid.
  • sourcrates
    sourcrates Posts: 31,507 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    The only thing that has changed in law, is in regard to the limitation act 1980.

    The cause of action date has been amended to the date of default, rather than the date of last payment or written acknowledgement.

    Really you should only have to send such a letter once and obtain a positive outcome from it, which puts the debt firmly in the statute barred, no more contact bracket, if these companies are being persistent you should have lodged a formal complaint and followed it right through to the ombudsman to put the matter to bed once and for all.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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