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Remortgage - boyfriend lives with me
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raven6323
Posts: 16 Forumite
I bought my flat five years ago and since then, my boyfriend's moved in. I've just completed a product transfer with my current lender (Natwest) via a broker and didn't have to disclose whether anyone else lived at the property, which I found surprising. When I applied for a remortgage with a different lender earlier this year (back-up), they sent out a occupier consent form for him to sign.
Do borrowers only have to disclose that someone will be living at a property upon completion when it's a brand new mortgage?
Do borrowers only have to disclose that someone will be living at a property upon completion when it's a brand new mortgage?
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Normally, yes.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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