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Link threat of legal action

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Comments

  • tritons0
    tritons0 Posts: 63 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hiya it’s a letter of claim 
    So just fill in box D only and i send copy of letter showing they couldn’t find CCA ? 
    And not fill in box I asking for more documents ? 
    Many thanks 
  • fatbelly
    fatbelly Posts: 23,040 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 7 August at 6:20AM
    You can fill in Box I and ask for all the things suggested below that Box

    If they send a claim form, you can do a cpr request for the same documents and put everything in your defence.

    But the crucial point is the line I gave earlier. That is what blocks the claim from proceeding to a judgement. Hopefully they give up and don't waste further money on this
  • tritons0
    tritons0 Posts: 63 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I also sent this letter in march - should I send copy of this too - but it lists my other two accounts with them which may make them hound me on them  too ? 
  • fatbelly
    fatbelly Posts: 23,040 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    No I wouldn't send that.. No need for any attachments at this stage. Just send the form within the 30 days
  • tritons0
    tritons0 Posts: 63 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 8 August at 9:47AM
    Should I still send
    in copy of their  letter stating unable to supply CCA ? 

    image removed as personal details showing.
  • RAS
    RAS Posts: 35,740 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    please remove your name, ASAP.
    If you've have not made a mistake, you've made nothing
  • fatbelly
    fatbelly Posts: 23,040 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Honestly just complete the form and send it
  • tritons0
    tritons0 Posts: 63 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you / oops didn’t realise my name was on 

  • tritons0
    tritons0 Posts: 63 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you everyone - here’s what I’m sending - just filled in with pencil in case need to change anything , will write with pen . All good ? 
  • sourcrates
    sourcrates Posts: 31,661 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Keep the original unenforceability letter, obviously, and send a copy with the form.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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